Welcome to our Smarter Pension Site
The ultimate mix of pension management and financial planning
There are many missed opportunities in financial planning, specifically related to pensions. So much so that I think it deserves a website of its own.
The dollars and resulting impact are larger than most realize.
This site is for two specific situations:
1. People that have pensions from former employees that will not grow between now and when withdrawals start, being decimated by inflation.
If you were a police officer, teacher, nurse, government employee etc, but have left that work for something else, there may be substantial opportunity to make more of that pension.
Here is a video explaining a case I worked on recently:
2. The site is also for people with ‘Defined Contribution’ pension plans, essentially employer funded RRSPs.
If you see a specific account value and make investment decisions related to it, you have one of these.
At retirement, members are essentially left to their own devices and opportunities are lost.
We are passionate planners and see an extraordinary win / win opportunity for you and us.
I was speaking with a friend (who manages about one billion dollars of pension assets) about this and asked him why people are essentially abandoned at the side of the road right at retirement and he said, “… companies don’t want the liability”.
